What our clients say.

We’ve been working with Zach for about two years and the experience has been outstanding. He helped us get organized financially and insured we were investing correctly within our 401(k)’s. I also really appreciate that he works on a fee only basis – something that was very important to us when choosing an advisor. We feel confident knowing our interest always come first.

I have had an outstanding experience working with Zach. One of the things I value the most is that he operates on a fee-only basis, meaning he doesn’t earn commissions on products or investments. This gives me confidence that his advice is genuine and in my best interest. His responses to my requests are met the same day. He is very organized and ready to work. I highly recommend Zach to anyone looking for a trustworthy financial advisor. Thank you Zach!

Working with Zach has been one of the best financial decisions we’ve made. One thing we really appreciate is his flat-fee structure—there are no surprises or commissions, just honest and transparent guidance. Zach takes so much off our plate. He helped us set up our 401(k), gave us clear investment recommendations, and handles a lot of the behind-the-scenes work that can feel overwhelming. He’s proactive, organized, and always willing to explain things in a way that makes sense. We trust Zach completely and feel much more confident about our financial future with him in our corner. Highly recommend him to anyone looking for reliable, hands-on financial planning.

We have been working with Zach for around 2 years and it’s gone extremely well. We align on the retirement planning approach in that it’s more than just asset accumulation. In the end it’s about developing a plan that allows you to live the life you want and he works to help you understand what that will look like through day based scenarios. Preservation of assets through prudent tax planning and insuring your plan will protect a surviving spouse are key parts of the overall plan.

My wife and I have been working with Zach for just over 2 years now, and our experience with him has been phenomenal. He is organized and detailed, communicates well and responds quickly. We have also experienced him working professionally with not just us, but other professionals on our team as well. Within a few months we could see results as he helped bring order to our chaos. We are very confident that the plan he has helped us create will get us where we want to go. Highly recommended – and we have already recommended him with confidence to several of our friends!

Zach is a knowledgeable, conscientious, and extremely likeable person. He is responsive and confidence inspiring. I have recommended him to several family members. I am comforted to have him shepherding my financial well being.

AnCap Financial, and Zach Lopez, have been extremely helpful to my husband and I as we have recently retired and needed help with our finances. We highly recommend AnCap Financial.

Very pleased with the retirement planning Zach Lopez has given us. Zach is very knowledgeable and I feel very confident taking his advice. I feel confidant we will be able to be very comfortable in retirement. He is also very responsive any time we have questions or concerns. Highly recommend!

When I first met Zach I was very new to financial planning and everything that pertains to it. He understood my position and was able to clearly communicate and guide me towards a financial goal that I am now completely confident in. His attention to detail is apparent in every aspect of each individual client and his objective is to make sure that you are proactive in planning for your financial future. He is trustworthy, transparent and has an authentic character that I can personally attest to being the reason that I am able to maintain the financial path that we have both agreed upon.

Zach has been wonderful to work with. He has made financial planning easy and understandable. He always listens to what is important to us and helps us get to our goal.