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About Us.

Hi, I'm Zach

Founder & CEO, CFP®

I founded AnCap Financial to fix what I believed was a broken system.

 

All across this industry, clients are being sold products they don’t need, being charged fees that aren’t disclosed, and are being chronically underserved in the area that matters most – comprehensive financial planning.

 

AnCap aims to solve these problems through a model of transparency, incentive alignment, and a client service model that is unlike anything else clients will find in the financial services industry.

 

My wife and I have three amazing children. I am a devout Catholic, an obsessive reader, an Aggie, and a proud Texan!

 

We can’t wait to meet you and start planning together!

Zach

What We Stand For

Three principles we never compromise on

💰

Fee-only, always. No commissions, no kickbacks, no revenue sharing with custodians or fund managers. You know exactly what you pay and why.

🛡️

Fiduciary by default. We're legally and personally bound to act in your best interest—not what's most profitable for us.

🤝

A lifetime partnership. One flat, transparent fee—cancel anytime if you're not getting value.

Zach

Zach Lopez, CFP®

Founder & Principal Advisor
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$2M+

minimum investable assets served

30

day plan-delivery promise

100%

fee-only, fiduciary advice

Start planning your stress-free retirement with a 30 minute conversation

START PLANNING NOW →